Mortgages with Integrity
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Who Am I?
My name is Aubrey Borenstein and I am a Licensed Mortgage Agent with 5+ years of experience in the financial industry. I have helped countless individuals and families achieve their real estate goals through arranging their mortgage financing. As a Mortgage Agent, I have access to 60+ Lenders including Banks, Credit Unions, Alternative Lenders, Trust Companies, and Private Lenders. My job is to assess the needs of my clients, educate them on their available options, and provide a clear mortgage solution to help them achieve their goals. After a 30 minute phone or video call with me, you will see why more than 100+ families have chosen to work with me for their mortgage financing needs.
Who do we help?
- First Time Home Buyers
- Seasoned Buyers
- Real Estate Investors
- Debt Consolidation (Refinancing and HELOCs)
- Home Equity Lines of Credit ("HELOC")
Why Choose Me?
As a mortgage agent in Toronto, I understand that buying a home or investing in property is one of the most significant financial decisions you'll ever make. That's why I offer a personalized, client-focused approach to mortgage financing. Here's how I can assist you:
Personalized
Pre-Approval Process
Understanding your purchasing power is the first step in your home buying journey. I offer a comprehensive pre-approval process where we discuss your financial situation in detail, including your income, debts, savings, and investments. This conversation helps us determine the best mortgage options for you.
Access to
Multiple Lenders
Unlike banks, which are limited to offering their products, I have access to a wide range of lenders. This means I can find the most affordable mortgage rates and terms that suit your needs. Whether you're looking for a fixed-rate mortgage, a variable-rate mortgage, or something more specialized, I can help you find the best deal.
Expert Guidance
Throughout the Process
I provide ongoing support and guidance from the initial pre-approval to the final approval and beyond. I'll keep you informed at every step, ensuring the mortgage process is smooth and stress-free. I aim to help you secure the best mortgage that aligns with your financial goals.
Ready to take your next step in the home buying process?
Book a Discovery CallMortgage Calculator
Rate
Your mortgage interest rate can either be Fixed for the term or Variable (which changes with the prime rate). The Rate Term is the contract length with a lender.
Amortization
Amortization is the total time it takes to pay off your mortgage in full. New mortgages usually start with an amortization of 25 years or 30 years in Canada.
Payment breakdown
What People Are Saying
I had the pleasure of dealing with Aubrey during my mortgage process, and I can't speak highly enough of the experience. From start to finish, he was incredibly kind, patient, and understanding of my needs. It was clear from the very beginning that Aubrey was truly invested in helping me find the best solution.What stood out the most was his responsiveness. Every question I had, no matter how small, was answered quickly and thoroughly. Aubrey took the time to explain every detail of the process, making sure I was comfortable and informed every step of the way.
Marci B
As a first-time investor, I was initially overwhelmed by the mortgage process but Aubrey made everything incredibly smooth and straightforward. He is incredibly responsive, answered all my questions. His expertise in handling investment property loans was evident, and he guided me every step of the way with patience and professionalism. He secured excellent rates and provided invaluable advice tailored to my needs. Thanks to his help, I'm now the proud owner of my first investment property. I highly recommend Aubrey to anyone looking to navigate the world of real estate investments or even first time owners! Thank you, Aubrey for making this journey so successful!
A M